The Civil War
The American Civil War was the bloodiest conflict in our history. Over 600,000 young men made the ultimate sacrifice, and thousands more were maimed for the rest of their lives. It was a gruesome, ugly picture of what happens when our American family can no longer get along. I hope we never see such a thing again.
There is another civil war that I have personally observed. It begins at the death of the parents in a family, and many times separates and maims siblings for the rest of their lives. It's an ugly legacy to leave behind, and almost always could have been completely prevented.
By taking care to adress financial issues beforehand. I know of folks who have spent years in probate, dealing with courts and attorneys, and it could all have been prevented so easily if only a detailed and well-thought out Will had been prepared.
Most families don't want to leave behind a legacy of hatred and strife amongst their children, but it's a rare family that can escape turmoil when the Patriarchs of the family leave this part of their financial plan undone.